October 2025 — San Francisco, CA – For years, XRP was known as a bridge asset for cross-border payments — fast, stable, but passive. That has changed. The launch of the FXRP Network has officially introduced staking functionality to the XRP ecosystem, enabling holders to earn monthly rewards in XRP through a decentralized, on-chain process.
According to recent U.S. media coverage, including reports from CryptoSlate and CryptoInAmerica, FXRP represents a structural breakthrough for Ripple’s global community. By allowing users to wrap and stake XRP at a 1:1 ratio, the network issues an equivalent amount of FXRP tokens, which automatically generate rewards distributed in XRP each month.
This development effectively brings XRP into the staking and DeFi era, bridging a long-standing gap that separated Ripple’s enterprise-grade payment technology from on-chain participation models.
Early data suggests that XRP-linked staking vaults have already surpassed $30 million in total value locked (TVL), with adoption accelerating across Asia and Europe.
Unlike traditional Proof-of-Stake (PoS) networks, XRP does not natively rely on validator staking. Instead, FXRP introduces a wrapped staking mechanism, where deposited XRP fuels decentralized liquidity pools and automated reward contracts. This system allows participants to receive steady on-chain rewards — currently averaging 1.5% to 1.8% per month, depending on network activity and liquidity performance.
Analysts view this as a turning point for Ripple’s ecosystem, expanding XRP’s utility beyond payments and into the broader decentralized finance (DeFi) landscape.
“FXRP transforms XRP from a transactional token into a productive asset,” said one blockchain researcher. “It finally gives XRP holders a way to participate in staking without leaving Ripple’s ecosystem.”
Currently, FXRP conversions are supported through Binance wallets, with plans to extend compatibility to additional global exchanges by early 2026. All rewards are distributed in XRP, and participants can unstake (unwrap) at any time through the same interface.
FXRP Network emphasizes that staking involves standard blockchain-level risks, including market fluctuations and smart contract dependencies. The initiative does not guarantee fixed returns, but aims to create a sustainable, transparent framework for XRP-based reward generation.
With FXRP’s launch, XRP holders worldwide now have access to a functionality they’ve anticipated for years — staking within the Ripple ecosystem itself.