Maple Finance, the leading decentralized platform for institutional lending, announced the launch of “Lend + Long,” a first-of-its-kind structured yield product that allows users to earn treasury yields as a base rate while participating in Bitcoin price upside without downside exposure.
This new product is designed for institutional investors, corporate treasuries, yield funds, and individuals who want exposure to BTC appreciation without the risk of price declines. Deposits into the Maple High Yield Secured Pool generate yield, and a portion of that yield is allocated to purchasing BTC call options. This structured approach creates a price range where users benefit from Bitcoin’s upside while maintaining yield stability.
“There’s a clear market need for structured products that combine on-chain yield with targeted Bitcoin exposure. Institutional investors are looking for a way to capture Bitcoin’s upside without the associated volatility. ‘Lend + Long’ offers a seamless solution, enabling yield generation while positioning for BTC appreciation—without any downside risk,” said Sid Powell, CEO and Co-Founder of Maple Finance.
As institutional participation in DeFi grows, Maple continues to build structured financial products that bridge traditional finance (TradFi) and decentralized finance (DeFi). “Lend + Long” removes barriers for investors who want to earn yield while maintaining capital efficiency.
For the wider DeFi ecosystem, this product expands access to structured BTC exposure without requiring direct asset ownership, unlocking new market participants who were previously constrained by risk concerns. It also introduces a new yield-generating mechanism that aligns with institutional risk tolerance while operating entirely on-chain. By integrating structured yield with digital asset exposure, Maple is setting a precedent for how traditional financial strategies can be effectively deployed in DeFi.
Users can start depositing into “Lend + Long” beginning January 27, 2025, at app.maple.finance.