DeCard by DCS, a next-generation card brand built for seamless stablecoin spending in the real world, has entered into a strategic partnership with Coin98, an all-in-one decentralized wallet trusted by millions across the world. Together, the two companies have launched the Coin98 Fusion Card, a new payments solution designed to make digital assets spendable anywhere Visa is accepted. This partnership marks one of the first of its kind between a regulated financial institution and a leading DeFi wallet in the region, setting a new standard for how stablecoins can be spent globally.
Across Southeast Asia, crypto adoption has grown rapidly, but real-world utility continues to lag behind. While 92% of Southeast Asians are aware of cryptocurrencies and 64% express interest in using crypto for payments, many still face significant hurdles when trying to turn digital assets into everyday spending power. Regulatory uncertainty, underdeveloped infrastructure, usability gaps, and trust concerns have created a persistent “last mile” problem: holding crypto is easy, but spending it in the real world remains cumbersome.
The Coin98 Fusion Card directly addresses this gap. By combining Coin98’s large and engaged user base with DeCard’s compliant payments infrastructure, the partnership enables frictionless crypto spending at over 150 million merchants worldwide. The card allows users to seamlessly use their digital assets in daily life—no conversion hassle, no OTC fees, and no additional apps. Users can sign up, top up, and spend directly from the Coin98 Super Wallet, unlocking payments for coffee, shopping, travel, and more.
“Bridging stablecoins into real-world utility has always been at the heart of DeCard’s mission,” said Joan Han, COO of DeCard. “For Web3 to go mainstream, it needs trusted rails, and that’s exactly what we’ve built at DeCard: a secure, compliant, and scalable product that gives innovators like Coin98 the confidence to bring everyday crypto payments to life.”
“We chose to partner with DeCard because of their proven track record in compliance, security, and infrastructure. DeCard gives us the foundation we need to build confidently, while we focus on creating a product that makes spending digital assets as easy and intuitive as any payment method people already use,” said Thanh Le, Founder of Coin98.
The Coin98 Fusion Card also comes with rewards designed for everyday spending, including a sign-up bonus, referral rewards, and cashback tiers and perks for power users. The card will first launch in APAC. More information about the Coin98 Fusion Card can be found here.