Kamui Finance announced bringing its first three real-world asset (RWA) vaults live onchain along with its operational infrastructure. The vaults give professional and sophisticated investors different levels of exposure to tokenized real-world assets with every position visible onchain, and offer platforms, such as fintechs, neobanks, wallet providers and market venues, a single, fully integrated turnkey solution that eliminates operational burden by handling issuer onboarding, fund flows, technical connectivity, NAV calculation, settlement and reporting through a unified operating layer.
The last two years moved RWAs onto public blockchains at scale. What did not move with them was a common way to reach them. Every issuer and tokenization platform sets its own onboarding requirements, fund flows, technical connectivity, settlement process and operational cadence, so a platform that wants to offer more than one asset has to build and maintain a separate operational relationship for each one, then run subscription, redemption and monitoring across all of them. That integration burden is the binding constraint on RWA access today, and its effect is visible in how onchain exposure is held: underlying assets are difficult to inspect, and capital frequently routes through off-chain custody accounts and intermediaries, reintroducing exactly the counterparty opacity that tokenization was supposed to remove.
The result is that high-quality real-world asset yield exists onchain but stays operationally out of reach for most of the platforms whose users would hold it.
The three vaults, Stable, Balanced and Boosted, run from high liquidity to high yield. Stable holds tokenized US T-bills and money market funds for fully liquid income. Balanced diversifies across asset classes to balance yield with liquidity. Boosted pairs private-credit with DeFi liquidity for the highest target return. The vaults carry risk, including smart contract, liquidity and issuer credit risk. AML controls are applied at the vault level. The vaults are live onchain with six figures in initial TVL.
Along with the three vaults, Kamui Finance built an RWA vault operating layer that abstracts this integration burden into standardized infrastructure. Issuer onboarding, fund flows, technical connectivity, settlement and monitoring are handled once at the Kamui layer and presented through a single, consistent integration, so fintechs, neobanks, wallet providers and market venues can offer their users access to real-world asset yield without building or operating the underlying RWA infrastructure themselves.
“Tokenizing RWAs does not solve liquidity or adverse selection. Kamui is attempting to address those questions and support industry development,” said Hadi Kabalan, CEO
Accompanying this operating layer is a focus on asset quality. Kamui presents an unweighted index of eligible RWAs, with eligibility determined by off-chain diligence on the underlying asset and onchain diligence on the tokenized wrapper, and vaults select from that index according to their own mandates, usually driven by return and liquidity considerations. One integration therefore gives access to the operating platform and a set of curated assets worth accessing.
“We work with leading asset managers and financial institutions to bring institutional investment strategies onchain. Our ambition is to give eligible investors a broader set of building blocks for portfolios that reflect their investment objectives,” said Henry Zhang, Founder & CEO, DigiFT. “Working with partners such as Kamui helps connect these strategies with the onchain platforms investors use and supports their application in portfolio construction.”
The team behind Kamui Finance is composed of professionals with backgrounds at major financial and digital-asset institutions, including Goldman Sachs, OKX, Kraken and Emurgo, and brings together asset research, product development and onchain distribution.
The three vaults are the first expression of that infrastructure and establish the operational track record for the B2B service lines Kamui is bringing to partners building on its stack, including Kamui Bespoke Earn, which enables partners to customize asset exposure, liquidity and risk profiles, as well as Kamui’s Embedded Yield and Whitelabel solutions.
Access is available to professional and sophisticated investors in eligible jurisdictions. Eligible investors and partners can get in touch at https://kamui.finance.