RockawayX Launches On-Chain Credit Vault on Pareto Offering 10% Fixed Yield

RockawayX, the established crypto credit fund with an over three year track record of zero down months and 19% net return in 2024, launches the RockawayX Credit Vault on Pareto, a leading blockchain credit marketplace for institutional borrowers and lenders.

RockawayX’s Vault will give professional investors access to a fixed 10% APY, backed by a diversified regulated credit fund. The Fund’s portfolio spans over 30 positions, including exposure to RWAs, liquidity provisioning to DeFi protocols, cash-and-carry trades, and other fixed yield strategies. The Vault allows investors to join at any time with USDC deposits, earn interest monthly, and redeem capital monthly, with early exit options available. Participants complete privacy-preserving KYC checks, meeting regulatory requirements without exposing sensitive personal information.

“As one of the earliest institutional digital asset credit funds, we’ve spent years refining lending strategies that work in both volatile and stable environments. We’ve seen growing demand from investors looking for stable, fixed returns in the space, and launching our own Credit Vault was a natural next step to scale our credit strategy.” said Adam Bilko, Portfolio Manager at RockawayX. “Having worked closely with Pareto, we have first-hand experience of their deep expertise in building institutional-grade credit infrastructure. We are confident of meeting increasing investor demands for a platform just like this which offers seamless access to double-digit, stable yield backed by a diversified portfolio.”

“RockawayX brings years of proven structuring and portfolio management to the table,” said Matteo Pandolfi, Co-founder of Pareto. “Their first Credit Vault on Pareto combines that expertise with our infrastructure to deliver a fixed-rate, RWA-backed opportunity that sets a new standard for on-chain credit.”

The RockawayX Vault is designed to offer steady yield and extremely low risk and volatility. It is fully-backed by its Credit Fund’s AUM (i.e. the Vault capital is senior to that Fund’s LP capital), and with a current 10% debt-to-equity ratio, risk of loss is limited.

The 10% fixed return gives Pareto lenders stability, while the underlying credit fund can actively pursue selected short-term, higher-yielding opportunities. Lenders receive consistent payouts without being exposed to the volatility of individual trades.

Pareto is a professional lender that underwrites and structures a loan to an institutional borrower; those terms are then coded into the deposit pool, allowing any qualified investor to instantly deposit assets and receive equivalent yields to the institutional underwriter–effectively “P2B” private lending, or a seamless on-chain syndicate.

Pareto’s Credit Vault infrastructure has seen strong uptake in the last year, with platform volumes growing by approximately 12 times, and notable success of its FalconX vault, where participants have lent over $42m to one of the industry’s largest prime brokerage firms.

The launch comes as on-chain private credit markets reach record highs globally, while institutional investors weigh concerns about opaque structures, and default and liquidity risks in some retail-targeted products. Against that backdrop, the RockawayX Credit Vault on Pareto leverages blockchain to provide a transparent alternative for steady yields.

Private credit strategies have historically outperformed high-yield bonds by around 150 basis points over the past decade, highlighting their potential for steady, risk-adjusted returns when managed with discipline. RockawayX achieves this rate by combining crypto-native opportunities that carry higher spreads, while controlling risk through diversification and continuous oversight.

Institutional lenders can explore the RockawayX Credit Vault on Pareto and queue deposits ahead of the next cycle now.

Learn more about the RockawayX Credit Vault on Pareto here.