Panama City, April 2025. Towerbank is revolutionizing the Latin American banking system with the launch of its innovative digital application, ikigii, integrating access to dollar and cryptocurrency accounts into a single financial experience.
This milestone marks a true turning point in the industry, giving users the ability to manage their dollar and cryptocurrency accounts online without intermediaries. The app enters the market as a key player in the advancement of Blockchain technology; fully compliant with Panama’s banking regulations; and opening the crypto world to investors, professionals, freelancers, digital natives, and society at large.
“We are not afraid of change because we are leading it. Three years ago, we became the first bank in the region to openly declare ourselves as crypto-friendly, welcoming the crypto community into a regulated and secure banking environment that opens up a new world of possibilities for all our clients. Half a century of experience has made us witnesses to the global financial transformation, and we know that money today is digital, global, and personal,” explained Gabriel Campa, Director of Digital Assets at Towerbank.
“The financial institution is clear that the current dynamic demands a smarter experience and less banking. Now, users can manage their finances in dollars or cryptocurrencies from a single app, offering a service that is more focused on user autonomy rather than traditional banking processes. Ikigii is the result of an innovation strategy based on a fundamental premise: cryptocurrencies belong to people, not banks. Our goal is to support this financial evolution with tools that adapt to the real needs of users,” continued Campa.
The app is based on six pillars that completely redefine the relationship between people and their financial assets: integration between banking and crypto is no longer two separate worlds. It’s a single experience that is fast, easy, secure, and intuitive; immediate conversion from crypto to dollars (and vice versa) within a regulated and protected account; hybrid support with digital assistance and human advisory; one app and one account, with no intermediaries or external platforms; the solid backing of the bank; real innovation with products like BTC-backed loans, crypto credit cards, and much more to come.
According to the expert, this banking evolution aims to contribute to financial and crypto education in the region, to promote a more conscious and accessible ecosystem for all. Towerbank worked collaboratively with its clients to implement in ikigii the solutions that would make managing the platform simpler, more understandable, and secure. “We are very proud to launch a product that was thought of, developed, and approved by our own users. We are paving a real path in the way we relate to money,” he concluded. ikigii was presented during Panama Blockchain Week 2025. The high-level forum featured participation from government representatives, the National Assembly, semi-autonomous authorities, banking sector players, blockchain chambers, global leaders, and many other technology experts and industry enthusiasts.