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95% of 170M Tokens Are Acquired For This Cheap Crypto, MUTM At $0.035 Will Be A History

December 2, 2025 By Crypto Reporter PR

Mutuum Finance (MUTM) is turning heads in the crypto market as Phase 6 of its presale races toward completion. With 95% of 170 million tokens already secured by eager investors, the clock is ticking for anyone who wants to join the early wave. At just $0.035 per token, this is shaping up to be one of the best crypto opportunities available today. Early participants are locking in positions before prices are projected to rise, making it a unique moment for both newcomers and seasoned investors to grow their portfolios.

Mutuum Finance (MUTM) Presale and Dual Lending Models

The presale of Mutuum Finance (MUTM) is structured to reward early adoption. The platform has a total supply of 4 billion tokens, with combined presale funds raised so far reaching around $19 million. Across all phases, more than 18,300 holders are actively participating. Phase 6 alone has allocated 170 million tokens, and almost all are gone, signaling the strong demand for MUTM. A recent update allows investors to purchase tokens directly using their cards without any limits, making the process simple, convenient, and accessible to a global audience.

Mutuum Finance (MUTM) is built around a dual lending model that brings real utility to its token. The P2C, or Peer-to-Contract model, allows users to pool their assets into smart contracts to provide liquidity for borrowers. Meanwhile, the P2P, or Peer-to-Peer model, enables direct lending between users, giving them control over rates and durations. These systems will generate consistent transactional demand, creating a strong foundation for MUTM’s growth as more users participate in lending, borrowing, and staking.

V1 Protocol Launch and Early Investment Benefits

Mutuum Finance (MUTM) is expected to debut its V1 of the protocol on Sepolia Testnet in Q4 2025. The core system includes a liquidity pool, mtToken, Debt Token, and a Liquidator Bot. Initial assets for lending, borrowing and collateral include ETH and USDT. The combination of these elements ensures a robust, functional ecosystem from the start, giving investors confidence that MUTM will maintain its transactional demand.

Consider an early investor who purchased $10,000 worth of MUTM during Phase 1 at $0.01. With the current Phase 6 price at $0.035, this investment now grows to $35,000 in value. As Mutuum Finance (MUTM) progresses toward exchange listing and wider adoption, a $10,000 investment has the potential to multiply significantly. Early entry ensures maximum returns compared to buying after listing, highlighting the advantage of acting now.

Post Launch Demand and Token Utility

One of the core strengths of Mutuum Finance (MUTM) is its expected simultaneous platform launch and token listing. As the lending and borrowing modules go live, investors will immediately see the utility of their tokens. This simultaneous rollout will create early momentum, drawing interest from Tier-1 and Tier-2 exchanges and encouraging adoption. By providing working lending protocols from day one, MUTM will ensure that tokens are not just speculative but also actively used in real financial operations.

The growth drivers of Mutuum Finance (MUTM) extend beyond launch. Its lending, borrowing, and staking features provide real-world use cases, anchored by an over-collateralized stablecoin system pegged to $1. Users will be able to collateralize ETH, SOL, and AVAX, ensuring that every mint and repayment generates demand for MUTM. This real utility reinforces the token’s position as an integral part of the ecosystem. The stablecoin will serve as the backbone of Mutuum Finance’s P2C and P2P lending markets, facilitating ongoing borrowing and lending cycles while keeping liquidity moving smoothly within the system. Recognized as a core pillar of DeFi, a secure and overcollateralized stablecoin could help generate steady, long-term demand for MUTM

Additionally, the platform will implement a buy-and-distribute mechanism. A portion of revenue will repurchase MUTM and distribute it to mtToken stakers, creating consistent buy pressure and strengthening long-term demand for MUTMs.

Engaging Community and Exclusive Incentives

The Mutuum Finance (MUTM) community is already highly active, with opportunities for investors to engage and benefit. An ongoing $100,000 giveaway rewards ten winners with $10,000 each in MUTM, attracting new participants while rewarding loyal supporters. Top investors are highlighted on the leaderboard, and daily bonuses of $500 MUTM are awarded to first-rank users, resetting at 00:00 UTC. These incentives will strengthen community participation while creating additional demand for the token.

With Phase 6 almost sold out, the urgency to secure MUTM at $0.035 has never been higher. Investors who wait risk missing this rare opportunity as the next phase is projected to see a 15% increase, bringing the token price to $0.040. The momentum created by strong presale uptake, real utility, and community-driven incentives ensures that Mutuum Finance (MUTM) is positioned to be a leader among the best crypto options available in 2025.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

Disclaimer: The statements, views and opinions expressed in this article are solely those of the content provider and do not necessarily represent those of Crypto Reporter. Crypto Reporter is not responsible for the trustworthiness, quality, accuracy of any materials in this article. This article is provided for educational purposes only. Crypto Reporter is not responsible, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any content, goods or services mentioned in this article. Do your research and invest at your own risk.

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