Some analysts believe a noticeable rotation is forming in the market as Pepecoin cools off and investors search for assets with stronger utility and clearer long-term plans. Market commentators suggest that Q4 2025 could be a turning point, with a growing number of traders favoring a new DeFi cryptocurrency priced at $0.035. Early investor sentiment indicates that attention is shifting fast as buyers compare PEPE’s slowing chart to the rising momentum surrounding Mutuum Finance (MUTM).
Pepecoin’s Position and Weak Forecast
Pepecoin became one of the fastest growing meme tokens of its cycle. It reached a large market cap and built quick momentum thanks to community hype, viral attention and new exchange listings. Early investors enjoyed rapid gains as liquidity poured in during its first major run.
Today the picture looks different. PEPE’s current price has struggled to regain its early strength. Analysts who track crypto charts say the token repeatedly hits the same resistance zones and fails to break above them. Volume weakens on attempted rallies and trend strength indicators continue to soften. Several models point to a flat or negative outlook unless a major catalyst appears.
This is why many traders no longer expect sharp upside from PEPE in the near future. A few analysts even give it a modest growth prediction, far below earlier runs. When momentum slows, investors begin searching for newer assets with clearer opportunities for expansion. This has opened the door for early rotation into other projects.
Mutuum Finance (MUTM) and Its Early Traction
Mutuum Finance (MUTM) is becoming a primary target for this rotation. It is building a lending and borrowing protocol that gives users predictable yield and flexible borrowing options. The system allows suppliers to deposit assets and receive mtTokens that rise in redeemable value as interest flows into the protocol. Borrowers can take loans with rules shaped by LTV limits and predictable rate models.
The project started at $0.01 in early 2025 and has risen to $0.035 in Phase 6. This shows a 250% increase driven by steady demand. Mutuum Finance has raised $19.30M so far and attracted 18,400 holders. A total of 820M tokens have been sold. Out of the 4B total supply, 1.82B tokens are reserved for early buyers. Analysts say this wide distribution helps build a stronger base of long-term users.
The project’s focus on structured growth and utility stands in contrast with PEPE, which relies mostly on sentiment and meme cycles. This is one reason analysts expect more attention to shift toward MUTM in Q4.
Why Investors Believe MUTM Could Outperform PEPE
Investors looking for new opportunities often move toward assets with real utility. Mutuum Finance offers a narrative that is not tied to community hype. Instead, it is tied to a DeFi protocol that grows when users borrow and lend. This means its performance can expand with actual platform usage.
Many early PEPE investors are now rotating into MUTM. They say the project’s structured token movement, rising visibility and fast-selling token phases give it stronger momentum than most meme assets. They also point to Mutuum Finance’s confirmation on X that V1 will launch on Sepolia Testnet in Q4 2025. The V1 release includes the Liquidity Pool, mtToken system, Debt Token and Liquidator Bot. ETH and USDT will be the first supported assets.
Analysts believe these updates give MUTM a clearer path for long-term relevance. Unlike PEPE, which depends on narrative strength, MUTM has mechanical features that continue to operate even when the broader market slows. This is why some traders view it as one of the best crypto to buy now ahead of Q4 catalysts.
Phase 6 Momentum and User Participation
Phase 6 is almost sold out with only a small portion left. This movement signals strong momentum because the next phase will increase the token price. Users following crypto predictions expect this shift to accelerate demand as buyers try to enter before the next price step.
Mutuum Finance has also shown strong progress in audits and security checks. The CertiK audit gave the project a 90/100 Token Scan score. Halborn Security is reviewing the finalized code and the team has launched a $50K code bug bounty. These steps build trust among users who want more safety than meme projects usually provide.
The 24-hour leaderboard keeps engagement high by rewarding the top daily contributor with $500 in MUTM. This creates daily activity and encourages users to stay involved as the project grows. Card payment support makes it easier for newcomers to buy by removing the need for exchange transfers or wallet setups.
Pepecoin is cooling down as resistance builds and narrative strength weakens. Mutuum Finance is moving in the opposite direction. With rising demand, clear development plans, strong security audits, a growing user base and V1 approaching in Q4, many traders believe MUTM offers more potential for 2025 and beyond.
Phase 6 is almost complete, momentum is accelerating and user activity continues to rise. As Q4 begins, many analysts consider MUTM one of the most promising new cryptocurrency options for investors searching for the next strong rotation candidate.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance
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