Paystand, the leading blockchain-powered B2B payments network, announced on stage during Bitcoin Las Vegas the launch of USDb, the first stablecoin built from the ground up for commercial-scale enterprise finance. Unlike the stablecoins that dominate 90% of today’s market, USDb is not designed for crypto trading or retail transfers. It is designed to work inside the accounts receivable, accounts payable, payroll, and treasury workflows that run the global economy.
Partners include Rootstock, a decentralized infrastructure layer built on top of the Bitcoin network, Blockstream, a leader in building Bitcoin’s foundational infrastructure for institutional finance, and Ibex, USDb’s first minting partner and liquidity provider.
USDb is a Bitcoin-aligned stablecoin backed 1:1 by USD reserves, designed to deliver price stability while unlocking the efficiency of blockchain-based payments. It launches with immediate, real-world adoption: Paystand’s network has already processed more than $20 billion in payment volume for over one million businesses across North America and Latin America.
The announcement comes at a pivotal moment. In 2025, stablecoin transaction volumes soared to $33 trillion, up 72% year-over-year, according to Artemis Analytics, equivalent to more than half of Visa’s global throughput. Although the market today exceeds $300 billion in circulation, enterprise adoption is just beginning. USDb changes that.
“AI is eating labor. Bitcoin is eating capital. Stablecoins are eating financial services. USDb is where those three forces converge, and we’re launching it with the largest real-world business use case on the planet. USDb gives businesses a programmable digital dollar that works where they actually work. This isn’t infrastructure waiting for customers. This is the moment the B2B economy goes on-chain.”
— Jeremy Almond, CEO, Paystand
Why USDb. Why Now.
The two stablecoins that together control over 90% of today’s market, Tether (USDT) and Circle (USDC), were built for crypto-native use cases. Tether is today the most profitable company per employee in the world; Circle’s IPO was among the three largest of 2024. The business model is proven. But enterprise financial operations have been left behind.
USDb enters the market with a fundamentally different positioning: not a crypto instrument, but a commercial-grade settlement layer for the workflows CFOs actually manage.
Business, Bots, and Bitcoin: The Three Forces Behind USDb
USDb is built around the three ‘B’s, the converging forces of enterprise-grade financial operations (“business”), AI-driven agentic transaction environments (“bots”), and Bitcoin’s global infrastructure:
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Business: USDb is engineered for commercial-scale operations, AR, AP, cross-border payroll, and treasury management, with native mapping to ERP ledgers and existing business workflows.
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Bots (Agentic AI): As AI systems take over financial decision-making and machine-to-machine transactions become the norm, USDb provides the programmable, always-on settlement rail that intelligent financial systems require.
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Bitcoin: USDb is natively anchored on Rootstock, extending Bitcoin’s proof-of-work security into programmable enterprise finance. In partnership with Blockstream, USDb is also compatible with the Liquid Network, enabling seamless integration across the Bitcoin ecosystem. This multi-network architecture allows USDb to move efficiently across Bitcoin-based infrastructure, combining smart contract programmability with the security of Bitcoin’s base layer, all in a single stablecoin built for business.
Launching With the Bitcoin Ecosystem’s Most Important Infrastructure Partners
USDb launches with deep integration across the leading Bitcoin infrastructure providers:
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Blockstream: Paystand has partnered with Blockstream, the company behind the Liquid Network and a cornerstone of Bitcoin’s institutional infrastructure, to support USDb issuance, settlement, and interoperability across Bitcoin-aligned financial rails.
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Ibex: Ibex joins as USDb’s first minting partner and liquidity provider, bringing its Bitcoin payments infrastructure to enable USDb issuance and liquidity at launch.
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Lightning Network compatibility: USDb is designed to be compatible with the Lightning Network and Taproot Assets, enabling fast, low-cost settlement across the Bitcoin ecosystem.
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Rootstock: USDb is natively deployed on Rootstock, Bitcoin’s leading smart contract sidechain, providing programmable settlement with Bitcoin-level security.
Unlike most stablecoin infrastructure projects that launch without customers, USDb enters the market with immediate, real-world adoption. Its first commercial application is cross-border payments through Bitwage, the blockchain-powered payroll and workforce payments platform Paystand acquired in November 2025. Bitwage reaches more than 90,000 workers and 4,500 businesses in nearly 200 countries, giving USDb a live, global payment corridor from day one. Cross-border B2B payments alone represent a market that could exceed $100 trillion in annual volume; USDb is the settlement rail running through it.
The new stablecoin brings AI, the digital economy, and enterprise workflows into a single financial layer for the next generation of global commerce. USDb encompasses a full ecosystem, including Bitcoin infrastructure and issuance partners; banking and reserve partners; liquidity, FX, and off-ramp providers; wallet, custody, and security partners; and compliance and reporting infrastructure.
USDb is rolling out first to Paystand’s network. Over the course of 2026, Paystand will expand availability to external partners, additional enterprise customers, and a growing ecosystem of Bitcoin infrastructure providers spanning smart contracts, interoperability layers, and liquidity.