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Finland Cards and Payments Statistical Yearbook 2025, Featuring Automatia, Finance Finland, Luottokunta, NETS, Nordea Group, and SEB Kort – ResearchAndMarkets.com

September 4, 2025 By Business Wire

DUBLIN--(BUSINESS WIRE)--The "Finland Cards and Payments Statistical Yearbook 2025" has been added to ResearchAndMarkets.com's offering.



The Finland Digital & Cards Payment Yearbook gives a market leading, comprehensive and statistically up to date picture of the mobile payments, card issuing, acquiring and processing business, as well as comprehensive statistical updates on Open Banking, cryptocurrency, CBDC, eID initiatives in Finland.

The yearbook is recognised throughout the payments industry as the most authoritative source of strategic information on the European and Eurasian mobile payments, card payments and emerging A2A payments markets. It is based on in-depth primary research, with banks, central banks, card issuers, acquirers and network organisations across the region.

New in 2025:

  • The full impact of COVID-19 on digital payments, card payments, e-commerce, and m-commerce by market.
  • Real-time payments infrastructure and growth statistics by market.
  • Open Banking infrastructure, API roll-out, key players and key initiatives by market.
  • Contactless and mobile payments statistics by market.
  • Cryptocurrency, stablecoin and CBDC initiatives by market.
  • Full update on bank channel digitisation by market.
  • Forecasting column added for all major tables.
  • Reader-friendly design with enhanced data visualization.
  • Industry developments and bank deployments of eID, biometrics and AI.
  • The integration of digital challengers and neobanks into the banking infrastructure.

Updates For 2023-24:

  • Updated - Bank M&As, restructuring, and market positioning. Customer number KPIs and adoption of digital channel KPIs.
  • Updated - Mobile banking apps and digital wallet initiatives.
  • Updated - PSPs by individual country.
  • Updated - Real-time payments uptake and QR code payments rollout.
  • Updated - Card fraud in Europe and by individual country.
  • Updated - Non-bank cards and co-brands.
  • Highlighting new trends in the payment industry by individual country:
    • Contactless, mobile NFC, QR code, mPOS, SoftPOS services.
    • Display cards, contactless ATMs, biometric authentication.
    • Digital wallets, in-app payments, mobile in-store payments.
    • Instant payments.
    • eID initiatives.
    • Cryptocurrency and CBDC initiatives.

Additional Data:

  • Updated tables with card business data 2019-2023; growth rates: Year-over-Year (Y-o-Y), CAGR, and forecasting column for 2024.
  • Population, cards per capita, card value per capita.
  • Debit cards, credit/delayed debit cards, total cards.
  • Card payments by number and value, average transaction value (ATV) per card, payments per card/year.
  • ATMs, POS terminals, ATMs/POS terminals per 1 million capita.
  • ATM withdrawals by number/value, ATV per withdrawal, transactions per ATM/month.
  • POS payments by number/value, ATV per POS payment, transactions per POS/month.
  • Internet use, e-payment mix, B2C e-commerce by value and growth rate.
  • Issued card brands by major issuer bank.
  • Accepted card brands by major acquirer.
  • Detailed analysis of debit card and credit card usage.

Companies Featured

  • Automatia
  • Finance Finland
  • Luottokunta
  • NETS
  • Nordea Group
  • SEB Kort

For more information about this yearbook visit https://www.researchandmarkets.com/r/8ssa8l

About ResearchAndMarkets.com

ResearchAndMarkets.com is the world's leading source for international market research reports and market data. We provide you with the latest data on international and regional markets, key industries, the top companies, new products and the latest trends.


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Laura Wood, Senior Press Manager
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