New orchestration capabilities connect treasury workflows, AI, payments, and choice of rails while 24/7 Returns allow businesses to put operating cash to work beyond traditional banking hours with Ripple USD (RLUSD)
NEW YORK--(BUSINESS WIRE)--Ripple, a leading provider of blockchain solutions across traditional and digital finance, today announced new capabilities for Ripple Treasury designed to enable global businesses, including American Airlines, Trax, Christian Louboutin, Subway, Adecco and Kingfisher, to manage cash, liquidity, and payments around the clock. Unveiled at Swell 2026, the announcement marks a significant step toward always-on corporate treasury, bringing together established treasury management functionality, AI-powered orchestration and digital rail infrastructure.
As AI accelerates financial decision-making and digital payment rails enable money to move beyond traditional banking hours, businesses need treasury operations that can keep pace. At the center of the new Ripple Treasury experience is an orchestration layer that works with GSmart, Ripple Treasury's treasury-native AI capabilities, to coordinate and automate workflows across cash positioning, forecasting, reconciliation, liquidity management, and payments. By connecting decisions with execution, Ripple Treasury helps finance teams reduce manual processes, respond faster to changing financial needs, and move toward truly always-on treasury operations.
“Treasury is moving from visibility to action, and the emerging challenge is orchestration: connecting trusted data, intelligence and the ability to move money so that better decisions turn into timely execution,” says Kevin Permenter, Research Director of IDC. “Platforms that bring those layers together, rather than assembling them across providers, are addressing the constraint that matters most.”
Over the past year, 46% of organizations increased their U.S. cash balances, while 86% of treasury professionals said their organizations would choose real-time money market funds if they met their investment policies, according to the 2026 AFP Liquidity Survey. There is an emerging opportunity for businesses to manage cash more productively without compromising their liquidity requirements.
One of the ways Ripple Treasury is meeting this need is the introduction of 24/7 Returns, a new capability designed to help eligible corporate customers generate returns on operating cash that would otherwise remain idle overnight, over weekends, and during holidays. Ripple Treasury customers may earn returns on their qualifying digital assets held in a Ripple wallet including RLUSD, Ripple's U.S. dollar-backed stablecoin, subject to meeting program requirements. Businesses can put eligible cash to work beyond traditional banking hours without independently managing the underlying digital asset transactions.
“When one of the core tenets of your business is payment accuracy and security, you have to have an incredible partner and ecosystem,” says Blake Tablak, CEO of Trax. “Our partnership with Ripple Treasury is just getting started and already returning value.”
"The way businesses move money is changing, and treasury needs to evolve with it," said Renaat Ver Eecke, Senior Vice President of Ripple Treasury. "As AI accelerates decision-making and digital rails enable money to move around the clock, businesses need systems that can keep pace. Our vision is to bring treasury management, intelligence, and execution together, giving finance teams the ability to act faster and operate continuously without adding complexity or sacrificing control."
The launch builds on Ripple's broader strategy to connect corporate finance with modern financial infrastructure. By bringing together treasury management, payments, liquidity, stablecoins, and custody, Ripple aims to give enterprises a more integrated way to manage and move money across fiat and digital rails. Rather than requiring businesses to assemble and manage multiple disconnected providers, Ripple offers a single partner for increasingly complex treasury operations, helping reduce operational friction and simplify the adoption of digital assets.
About Ripple
Founded in 2012, Ripple is a leading provider of blockchain solutions rewiring the global financial system. With over 85 licenses, Ripple provides a single trusted entry point for enterprises with payments, custody, prime brokerage and treasury management solutions. Ripple’s stablecoin, RLUSD, and the digital asset XRP underpin these capabilities, enabling Ripple and its customers to bridge the worlds of traditional and digital finance.
Contacts
Media Contacts
Amy Dunn
press@ripple.com